✨ Modern Cooperative Banking & 24/7 Utilities

Empower Your Wealth with Cooperative Banking & Instant Bill Settlements

Manage your smart wallet, earn dividends on cooperative shares, access fast micro-loans, and settle daily airtime, data, and electricity bills with zero downtime.

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Bank-Grade 256-Bit SSL NDPR Privacy Compliant Zero-Wait Instant Settlement
Unified Financial Ecosystem

Four Pillars of Modern Cooperative Finance

Everything from personal daily utility payments to long-term wealth creation, built with bank-grade security.

Smart Wallet & P2P

Send money instantly to any phone number with zero fees. Fund via dedicated virtual accounts, monitor held collateral, and withdraw directly to any Nigerian bank.

Instant P2P Transfers

Shares & Dividends

Become an equity owner in the cooperative. Purchase share units, watch your valuation grow, and receive automated annual dividend distributions credited straight to your wallet.

Dividend-Yielding

Fast Micro-Credit

Access transparent, member-friendly personal and enterprise financing with clear repayment countdowns, competitive interest rates, and zero predatory rollover charges.

Transparent Terms

Instant VTU Utilities

Recharge Airtime and Data (MTN, Airtel, Glo, 9mobile), validate and pay Electricity bills (Prepaid/Postpaid), renew Cable TV, and purchase WAEC/JAMB PINs 24/7.

Dual Gateway Failover
Simple Onboarding

Get Started in 3 Frictionless Steps

Open your account, activate your wallet, and start managing finances within minutes.

01

Create Account

Sign up with your phone number and basic information. Upgrade to Tier 2 with fast BVN/NIN verification for higher limits.

02

Fund Your Wallet

Receive a dedicated automated virtual account number. Transfer from any Nigerian bank app for instant wallet credit.

03

Grow, Borrow & Settle

Apply for loans, acquire cooperative equity shares, or pay for electricity and airtime with instant receipt generation.

Compliance & Safety

Bank-Grade Security Built into Every Transaction

CLASSIC WALLET is a digital platform of classic harvest Eket MPCSL

256-Bit SSL/TLS Encryption
All traffic and credentials encrypted in transit and at rest.
Dual Gateway Failover Reliability
Automated provider switching between Paystack and VTpass ensures zero billing blackouts.
PIN & Tiered Authorization
Granular withdrawal authorization and strict KYC limit controls protect against unauthorized transfers.
99.9%
System Uptime
Continuous billing operations
< 30s
Settlement Speed
Airtime & token delivery
24/7
AI & Member Support
Automated helpdesk & tickets
100%
NDPR Compliant
Protected personal data
Got Questions?

Frequently Asked Questions

Have inquiries not listed here? Talk to our 24/7 AI Assistant.

WHAT IS CLASSICWALLET
Is a digital platform of CLASSIC HARVEST EKET MPCSL
WHO CAN JOIN YOUR CO-OPERATIVE
Anybody who is willing to make a change for the future and is leaving in Akwa Ibom but must be above 18 of age
HOW DO I BENEFITS HAS A MEMBER
They're many benefits to our members ! 1. You have access to low interest money to transaction your business at any time. 2. You have opportunity to earn from your shares and many more benefits
HOW DO I BECOME A SHARES HOLDER IN YOUR CO-OPERATIVE
Simple once your register ,your free to decide how much shares you want to have then you proceed to buy
HOW DO I BECOME A MEMBER
if your interested to be part of us , simple click on the sign up button if you don't know how to go about it you can visit our office for assistance
Join the Financial Movement

Start Your Smarter Financial Journey Today

Open your account in under 2 minutes. Zero monthly account fees, transparent loans, high-yield shares, and 24/7 instant bill delivery.

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